Side-Impact Accident Lawyers
Side-impact accidents can cause serious injuries and lead to large financial losses. Learn about your rights and get a free consultation from a side-impact accident attorney near you.
Side-impact accidents present severe risks for both drivers and passengers. While modern cars, trucks, and SUVs are equipped with side-impact airbags that are designed to prevent serious injuries, airbags are only designed to work up to certain speeds. Additionally, they cannot protect against all types of injuries (and they cannot protect against any injuries at all if they don’t deploy). As a result, many drivers and passengers will face substantial losses, and they will need to hire an experienced side-impact accident lawyer to help them recover just compensation.
Have you been seriously injured in a side-impact accident? Keep reading to learn about:
- When Can You Seek Financial Compensation for a Side-Impact Collision?
- How Do You Seek Financial Compensation for a Side-Impact Collision?
- FAQs: Getting Help from a Side-Impact Accident Lawyer
There are a few options when it comes to seeking financial compensation for a side-impact collision. In order to determine which of these options you have available, you will need to discuss your case with a local side-impact accident attorney. The primary options for seeking financial compensation for side-impact accidents are:
Personal Injury Protection (PIP) or MedPay
Many states require drivers to carry PIP or MedPay insurance coverage, and these are optional forms of auto insurance coverage in most others. PIP and MedPay provide “no fault” coverage, which means that you can file a claim (with your own insurance company) without needing to prove fault in the collision. However, if you have been seriously injured, your PIP or MedPay insurance will not cover all of the costs of your accident-related injuries.
Bodily Injury Liability (BIL) and/or Uninsured/Underinsured Motorist (UIM) Insurance
If the other driver was at fault in the accident, you can file a claim under his or her BIL insurance policy. This is the type of insurance that pays when another driver is responsible for causing a collision.
If the other driver doesn’t have BIL coverage, or if the other driver’s BIL coverage isn’t enough, you may also be able to file a claim under your own UIM policy (if you have one). Drivers and passengers can “stack” UIM coverage in many states as well—which means that you can seek coverage under your policies for each of your vehicles, and potentially under your other household members’ policies as well.
A Third-Party Claim
In some cases, side-impact accident attorneys can also help drivers and passengers file what are known as “third-party” claims. These are claims against parties that were not directly involved in the collision. For example, some possible third-party claims in side-impact accident cases include:
- A claim against the other driver’s employer (if he or she was working at the time of the accident)
- A claim against a rideshare company (if a rideshare driver was at fault in the accident)
- A claim against a vehicle manufacturer (if your airbag exploded, your car wasn’t properly designed, or the other driver’s brakes failed)
- A claim against a bar or restaurant (if the other driver was drunk)
- A claim against a government agency (if road conditions or a malfunctioning traffic signal led to your side-impact accident)
As with all types of car accidents, there are several steps you need to take in order to seek financial compensation for a side-impact collision. Some of the steps you should try to take as soon as possible after a side-impact accident include:
- See a doctor. First and foremost, after any type of car accident you should seek treatment for your injuries. If you aren’t sure where to go, a local side-impact accident attorney will be able to provide you with a referral.
- Report your accident. Most auto insurance policies require drivers to report all accidents, and many states have laws that require drivers to report accidents to the police and/or the department of motor vehicles (DMV). If you fail to report your accident, you could face challenges when it comes to seeking benefits (and you could potentially get in trouble with the law).
- Take notes. What can you remember about the accident? Where did the other driver come from? Did it seem like he or she was speeding? Did you have the right of way? These are all details you will want to share with your side-impact accident attorney.
- Contact a side-impact accident attorney. In order to seek maximum compensation for your side-impact accident, you will need to hire an experienced attorney. You can get in touch with a local attorney 24/7 through CarAccidentSource.com.
Can a Lawyer Help Me Recover Just Compensation After a Side-Impact Accident?
While there is no guarantee that a lawyer can help you recover your losses, hiring a side-impact accident lawyer is the best way to make sure you receive the compensation you deserve. An experienced attorney can assess your rights, give you advice, and deal with the insurance companies for you if you have a valid claim.
Should I Call a Lawyer Before I Call My Insurance Company?
It is a good idea to speak with a lawyer before you call your insurance company. There are mistakes you need to avoid when dealing with your insurance adjuster, and an attorney can walk you through what to say (and what not to say) when reporting your side-impact accident.
Will a Lawyer Handle My Side-Impact Accident Case on Contingency?
Yes, lawyers almost universally represent car accident victims on a contingency-fee basis. You can find a lawyer who will handle your case on contingency through CarAccidentSource.com.